{
 "version": 1,
 "x402Version": 2,
 "name": "WealthPulse",
 "description": "Personal finance intelligence API. 14 endpoints: financial health snapshots, retirement projections, debt payoff, credit cards, mortgage affordability, DIY debt negotiation, Social Security claiming strategy, year-end tax optimization, Roth vs Traditional decision, emergency fund sizing, inherited IRA rules, Trump Account (IRC §530A) eligibility/strategy/rules, FDIC Call Report bank-safety checks, and financial advisor intelligence (find, vet, compare). Global coverage — US, UK, Canada, Australia, India. Pay-per-query via x402 micropayments on Base.",
 "resources": [
  {
   "resource": "https://wealthpulse.theaslangroupllc.com/api/wealth/snapshot",
   "method": "GET",
   "price_usd": 0.15,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Financial health snapshot — health score, strengths, concerns, key ratios (savings rate, DTI, emergency fund months), and highest-leverage action plan ranked by effort vs impact."
  },
  {
   "resource": "https://wealthpulse.theaslangroupllc.com/api/wealth/retire",
   "method": "GET",
   "price_usd": 0.15,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Retirement readiness projection — nest egg estimate, gap analysis, on-track assessment, 2026 contribution limits, global account support (401k/IRA, ISA/SIPP, RRSP/TFSA, Super, PPF/NPS)."
  },
  {
   "resource": "https://wealthpulse.theaslangroupllc.com/api/wealth/debt",
   "method": "GET",
   "price_usd": 0.1,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Debt payoff strategy — avalanche vs snowball with total interest cost, months to payoff, consolidation check at current FRED rates, extra payment impact."
  },
  {
   "resource": "https://wealthpulse.theaslangroupllc.com/api/wealth/cards",
   "method": "GET",
   "price_usd": 0.1,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Credit card optimization — top cards for any spend profile ranked by net annual value, current signup bonuses, pairing strategy."
  },
  {
   "resource": "https://wealthpulse.theaslangroupllc.com/api/wealth/mortgage",
   "method": "GET",
   "price_usd": 0.1,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Mortgage affordability — max home price at current FRED rates, buy vs. wait recommendation, cost of waiting, first-time buyer programs."
  },
  {
   "resource": "https://wealthpulse.theaslangroupllc.com/api/wealth/debt-negotiate",
   "method": "GET",
   "price_usd": 0.15,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "DIY debt settlement protocol — settlement percentage ranges, negotiation scripts, FDCPA rights, statute of limitations warning, what to do if sued."
  },
  {
   "resource": "https://wealthpulse.theaslangroupllc.com/api/wealth/advisor",
   "method": "GET",
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Financial advisor intelligence — action=find (NAPFA/XYPN/CFP search guide + interview questions), action=vet (BrokerCheck + SEC IAPD due diligence), action=compare (side-by-side with decisive recommendation)."
  },
  {
   "resource": "https://wealthpulse.theaslangroupllc.com/api/wealth/ssa",
   "method": "GET",
   "price_usd": 0.15,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Social Security claiming strategy — optimal age (62 vs FRA vs 70), break-even analysis, spousal/survivor benefits, taxation threshold, clear recommendation."
  },
  {
   "resource": "https://wealthpulse.theaslangroupllc.com/api/wealth/tax",
   "method": "GET",
   "price_usd": 0.15,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Year-end tax optimization — Roth conversion opportunities, tax-loss harvesting, contribution deadlines, charitable strategies, ranked moves with savings estimates."
  },
  {
   "resource": "https://wealthpulse.theaslangroupllc.com/api/wealth/roth",
   "method": "GET",
   "price_usd": 0.1,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Roth vs Traditional IRA/401k decision — income limit check, tax math, backdoor Roth eligibility (pro-rata warning), mega backdoor Roth, 2026 contribution limits."
  },
  {
   "resource": "https://wealthpulse.theaslangroupllc.com/api/wealth/emergency",
   "method": "GET",
   "price_usd": 0.1,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Emergency fund sizing — recommended months (job stability + dependents), dollar target, monthly savings plan, best current HYSA rates and account options."
  },
  {
   "resource": "https://wealthpulse.theaslangroupllc.com/api/wealth/inheritance",
   "method": "GET",
   "price_usd": 0.1,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Inherited IRA rules under SECURE Act 2.0 — 10-year rule, RMD requirements, spousal rollover options, step-up in basis, distribution strategy to minimize taxes."
  },
  {
   "resource": "https://wealthpulse.theaslangroupllc.com/api/wealth/trump-account",
   "method": "GET",
   "price_usd": 0.15,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Trump Account (IRC §530A) intelligence — action=eligibility (deterministic account + $1,000 pilot eligibility verdict, Form 4547 next steps), action=strategy (Trump Account vs 529 vs Roth-for-kids vs UTMA by goal), action=rules (current verified rules by topic, flags commonly-misreported points). Verified against 26 USC §530A/§6434, IRS Notice 2025-68, Rev. Proc. 2026-25; proposed regs pending (hearing 2026-07-16). Free FAQ companion at /trump-accounts."
  },
  {
   "resource": "https://wealthpulse.theaslangroupllc.com/api/wealth/bank-health",
   "method": "GET",
   "price_usd": 0.25,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Is my bank safe? FDIC Call Report bank-health check — capital adequacy (Tier 1 leverage, CET1, Tier 1/Total risk-based ratios vs. FDIC Prompt Corrective Action thresholds), earnings (ROA/ROE/NIM), asset quality (noncurrent loans, loan-loss reserve coverage), CRE asset-quality ratios, year-over-year deposit growth, and estimated uninsured-deposit share, all computed deterministically from the latest and year-ago FDIC quarterly financials, plus an 8-quarter trend."
  },
  {
   "resource": "https://wealthpulse.theaslangroupllc.com/api/wealth/bank-check",
   "method": "GET",
   "price_usd": 0.02,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "FDIC bank-health check, deterministic — the raw component behind bank-health at the component price: PCA capital category (12 CFR 324.403), ROA/ROE/NIM, noncurrent-loan and reserve-coverage ratios, CRE asset-quality ratios, YoY deposit growth, uninsured-deposit share, and an 8-quarter trend, computed in code from FDIC quarterly Call Reports. Closed/failed institutions included with charter-end date. No LLM, no key, public domain."
  },
  {
   "resource": "https://wealthpulse.theaslangroupllc.com/api/wealth/unclaimed",
   "method": "GET",
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Find unclaimed money owed to you — routes to the official FREE US state (NAUPA/MissingMoney), federal (PBGC/FDIC/NCUA/HUD), and international (Canada/UK/Switzerland/Australia) programs for your situation, with the claim-documentation package. Deterministic, no LLM."
  },
  {
   "resource": "https://wealthpulse.theaslangroupllc.com/api/wealth/card-benefit",
   "method": "GET",
   "price_usd": 0.05,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Credit-Card Benefit Coverage Check — Extended warranty, purchase protection, trip delay, cell phone, return protection — checked against ISSUER-verified published benefit guides (never network defaults: same-tier caps vary 20x by issuer). Caps, deductibles, eligibility windows, recoverable estimate, and the notify/document deadlines that kill late claims. Includes authoritative negative facts (Discover: nothing; Capital One World MC: gutted 2025)."
  },
  {
   "resource": "https://wealthpulse.theaslangroupllc.com/api/wealth/card-benefit-preview",
   "method": "GET",
   "price_usd": 0.25,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Card-Benefit Coverage PREVIEW — $0.25 agent-tier scan of one card across all 5 protections (extended warranty, purchase protection, trip delay, cell phone, return protection): which likely apply, which need more info, which are ineligible now, which the card doesn't carry. Same deterministic registry as the $0.05 single-benefit check and $2.00 claim pack. No LLM."
  },
  {
   "resource": "https://wealthpulse.theaslangroupllc.com/api/wealth/card-benefit-pack",
   "method": "GET",
   "price_usd": 2,
   "asset": "USDC",
   "networks": [
    "eip155:8453",
    "solana:5eykt4UsFv8P8NJdTREpY1vzqKqZKvdp",
    "xrpl:0",
    "eip155:137",
    "eip155:42161",
    "eip155:480",
    "eip155:999",
    "eip155:143",
    "algorand:wGHE2Pwdvd7S12BL5FaOP20EGYesN73k",
    "eip155:196"
   ],
   "description": "Card-Benefit Claim Pack — Everything in the coverage check PLUS the complete filing kit: administrator-specific steps, citation-locked cover note, evidence checklist, denial counters, deadline calendar. Honest-no: no pack sold on expired windows, uncovered cards, or unmet conditions. $2.00."
  }
 ],
 "links": {
  "openapi": "https://wealthpulse.theaslangroupllc.com/openapi.json",
  "llms": "https://wealthpulse.theaslangroupllc.com/llms.txt",
  "agent": "https://wealthpulse.theaslangroupllc.com/.well-known/agent.json"
 },
 "contact": "https://wealthpulse.theaslangroupllc.com"
}