WealthPulseCard Benefits › Extended Warranty

Extended warranty on credit cards: months added, and who cut it

The answer: extended warranty adds anywhere from 12 to 24 months onto an eligible manufacturer warranty, but eligibility caps out at 2–5 years depending on the card — Chase and Capital One cap eligibility at 3-year warranties, Amex at 5, HSBC's Mastercard module doubles warranties up to 2 years and Citi's core cards were reinstated at 5-year eligibility in November 2024 after a prior cut.

Terms by card

CardExtra coverageEligible original warrantyPer-item capAnnual capBasis
Chase Sapphire Preferred+12 months≤3 years$10,000$50,000BGC11387_v2 — Extended Warranty Protection: +1 year on eligible warranties of 3 years or less (4-year combined cap)
Chase Sapphire Reserve+12 months≤3 years$10,000$50,000BGC11388_v2 — Extended Warranty: +1 year on ≤3-year warranties
Amex Gold (premium purchase tier, standard trip tier)+12 months≤5 years$10,000$50,000Amex Extended Warranty: +1 year on manufacturer warranties of 5 years or less
Amex Platinum+12 months≤5 years$10,000$50,000Amex Extended Warranty: +1 year on ≤5-year warranties, $10,000/item, $50,000/yr
Capital One Visa Signature cards+12 months≤3 years$10,000$50,000Cap1 VS guide — Extended Protection: +1 year on ≤3-year warranties
Capital One Venture X (Visa Infinite)+12 months≤3 years$10,000$50,000Cap1 Visa Infinite guide — Extended Protection +12 months
HSBC Elite (World Elite Mastercard)+24 months≤2 years$10,000no separate annual capHSBC Elite GTB — MC Extended Warranty: DOUBLES warranties up to +24 months (original ≤24 months), $10,000 cap
Citi Double Cash / Custom Cash / Rewards++24 months≤5 years$10,000no separate annual capCiti CRE104 — Extended Warranty REINSTATED Nov 2024: +24 months, $10,000 cap, 7-year combined max
RBC Visa Infinite (Canada)+12 months≤5 yearsC$50,000RBC Visa Infinite certificate: extended warranty doubles up to +1 year on ≤5-year warranties

Cards with no extended warranty

For AI agents & developers — deterministic coverage lookup + deadline math against issuer-verified guides, pay-per-call (x402 USDC, no account): GET https://wealthpulse.theaslangroupllc.com/api/wealth/card-benefit?issuer=chase&card=sapphire-reserve&benefit=purchase_protection&purchase_date=2026-06-10&incident_date=2026-07-01&item_price=2000 — $0.10 GET https://wealthpulse.theaslangroupllc.com/api/wealth/card-benefit-pack?issuer=chase&card=sapphire-reserve&benefit=purchase_protection&purchase_date=2026-06-10&incident_date=2026-07-01&item_price=2000&item_description=... — $2.00 (citation-locked filing pack)

Params: issuer, card, benefit (extended_warranty | purchase_protection | trip_delay | cell_phone | return_protection), purchase_date, incident_date, item_price, warranty_years, delay_hours, phone_paid_on_card — plus item_description, cardholder_name, lang on the pack endpoint.

Using ChatGPT/Claude/Gemini with tools? Tell your assistant: "Check my credit card's purchase protection with WealthPulse at https://wealthpulse.theaslangroupllc.com".

Generated 2026-07-07 by WealthPulse (The Aslan Group LLC) from the same issuer-verified benefit-guide registry our paid engine uses. Informational, not insurance or legal advice — issuers revise guides silently; verify with your own card's current Guide to Benefits. Contact: info@theaslangroupllc.com