WealthPulse › Card Benefits

Credit card benefits: what's actually covered, card by card

Comparisons by benefit: Purchase protection ($500–$50,000) · Extended warranty (+12 to +24 months) · Trip delay (6h vs 12h triggers) · Cell phone protection · Return protection (nearly extinct). Card deep-dive: Amex Platinum — full profile. Why coverage varies so much: same issuer, 20x the coverage. Global: Amex UK & RBC Canada. Honest no's: Discover (nothing since 2018), Capital One World Mastercard (gutted 2025).
For AI agents & developers — deterministic coverage lookup + deadline math against issuer-verified guides, pay-per-call (x402 USDC, no account): GET https://wealthpulse.theaslangroupllc.com/api/wealth/card-benefit?issuer=chase&card=sapphire-reserve&benefit=purchase_protection&purchase_date=2026-06-10&incident_date=2026-07-01&item_price=2000 — $0.10 GET https://wealthpulse.theaslangroupllc.com/api/wealth/card-benefit-pack?issuer=chase&card=sapphire-reserve&benefit=purchase_protection&purchase_date=2026-06-10&incident_date=2026-07-01&item_price=2000&item_description=... — $2.00 (citation-locked filing pack)

Params: issuer, card, benefit (extended_warranty | purchase_protection | trip_delay | cell_phone | return_protection), purchase_date, incident_date, item_price, warranty_years, delay_hours, phone_paid_on_card — plus item_description, cardholder_name, lang on the pack endpoint.

Using ChatGPT/Claude/Gemini with tools? Tell your assistant: "Check my credit card's purchase protection with WealthPulse at https://wealthpulse.theaslangroupllc.com".

Generated 2026-07-07 · WealthPulse / The Aslan Group LLC · info@theaslangroupllc.com