WealthPulse › Card Benefits › Same-Tier Variance
| Benefit | Capital One Visa Signature cards | Capital One Venture X (Visa Infinite) |
|---|---|---|
| purchase protection | $500 | $10,000 |
| extended warranty | $10,000 | $10,000 |
| trip delay | not covered | $500 (delay over 6 HOURS) |
| cell phone | not covered | $800 |
| return protection | not covered | $300 |
Basis: Cap1 VS guide (eff. 2024-12-17) — Purchase Security: $500/claim (FORM #PURCHASE500 variant), $50,000/yr. Cap1 Visa Infinite guide — Purchase Security: $10,000/claim, $50,000/yr (FORM #PSECALLPER 10K variant) — 20x the same issuer's Signature tier.
Neither Visa nor Mastercard has a self-executing network benefit set. Both publish only ISSUER-SELECTED templates — form-code variants (e.g. one purchase-protection form for the $500 tier, a different one for the $10,000 tier) that the issuer chooses per card product and can discontinue. The card network printed on the front of the plastic is not a reliable guide to what's actually covered — the issuer and specific card product are.
GET https://wealthpulse.theaslangroupllc.com/api/wealth/card-benefit?issuer=chase&card=sapphire-reserve&benefit=purchase_protection&purchase_date=2026-06-10&incident_date=2026-07-01&item_price=2000 — $0.10
GET https://wealthpulse.theaslangroupllc.com/api/wealth/card-benefit-pack?issuer=chase&card=sapphire-reserve&benefit=purchase_protection&purchase_date=2026-06-10&incident_date=2026-07-01&item_price=2000&item_description=... — $2.00 (citation-locked filing pack)
Params: issuer, card, benefit (extended_warranty | purchase_protection | trip_delay | cell_phone | return_protection), purchase_date, incident_date, item_price, warranty_years, delay_hours, phone_paid_on_card — plus item_description, cardholder_name, lang on the pack endpoint.
Using ChatGPT/Claude/Gemini with tools? Tell your assistant: "Check my credit card's purchase protection with WealthPulse at https://wealthpulse.theaslangroupllc.com".
Generated 2026-07-07 by WealthPulse (The Aslan Group LLC) from the same issuer-verified benefit-guide registry our paid engine uses. Informational, not insurance or legal advice — issuers revise guides silently; verify with your own card's current Guide to Benefits. Contact: info@theaslangroupllc.com